Terms & Conditions

Introduction

Welcome to FinanceLearn Academy. These Terms and Conditions govern your use of our website and services, including all content, functionality, and educational offerings provided through financelearnacademy.com (the 'Website').

By accessing or using our Website, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, you may not access the Website or use our services.

Definitions

Throughout these Terms and Conditions:

• 'You' and 'Your' refers to you, the person accessing this website and accepting these Terms and Conditions.
• 'We,' 'Us,' and 'Our' refers to FinanceLearn Academy.
• 'Content' means any information, text, graphics, images, videos, and materials uploaded, downloaded, or appearing on the Website.
• 'Services' refers to educational courses, resources, and other offerings provided through the Website.
• 'User' means any individual who accesses or uses the Website.

Account Registration

To access certain features of the Website, you may need to create an account. When you create an account, you agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Keep your password secure and confidential
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized use of your account

We reserve the right to disable any user account at our sole discretion, without notice, for conduct that we believe violates these Terms and Conditions or is harmful to other users, us, or third parties, or for any other reason.

Course Enrollment and Access

When you enroll in a course or educational program offered through our Website:

• You gain access to course materials for personal, non-commercial use only
• Access is limited to the duration specified in the course description or enrollment terms
• You may not share your login credentials or course access with others
• You may not reproduce, redistribute, transmit, assign, sell, or otherwise transfer course content without our prior written authorization
• We reserve the right to revoke access if we determine that you have violated these Terms and Conditions

Intellectual Property Rights

The Website and its entire contents, features, and functionality (including but not limited to all information, text, course materials, displays of educational content, images, video, and audio, and the design, selection, and arrangement thereof), are owned by FinanceLearn Academy, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may not:

• Modify copies of any materials from the Website
• Use any illustrations, photographs, video or audio sequences, or any graphics separately from the accompanying text
• Delete or alter any copyright, trademark, or other proprietary rights notices from copies of materials from the Website
• Access or use for any commercial purposes any part of the Website or any services or materials available through the Website

If you print, copy, modify, download, or otherwise use or provide any other person with access to any part of the Website in breach of the Terms and Conditions, your right to use the Website will stop immediately and you must, at our option, return or destroy any copies of the materials you have made.

User Content

Our Website may allow you to post, submit, publish, display, or transmit content such as comments, reviews, or forum posts ('User Content'). By providing User Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content throughout the world in any media.

You represent and warrant that:

• You own or control all rights to the User Content you provide
• Your User Content does not violate these Terms and Conditions
• Your User Content does not violate the rights of any third party, including copyright, trademark, privacy, or other personal or proprietary rights
• Your User Content does not contain libelous or otherwise unlawful, abusive, or obscene material
• Your User Content does not contain any viruses, adware, spyware, or other harmful components

We reserve the right to review, remove, or modify User Content at our sole discretion.

Prohibited Uses

You may use the Website only for lawful purposes and in accordance with these Terms and Conditions. You agree not to use the Website:

• In any way that violates any applicable federal, state, local, or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material, including 'spam' or any other similar solicitation
• To impersonate or attempt to impersonate FinanceLearn Academy, an employee, another user, or any other person or entity
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website
• To interfere with the proper working of the Website
• To attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website or any server, computer, or database connected to the Website
• To attack the Website via a denial-of-service attack or a distributed denial-of-service attack
• To otherwise attempt to interfere with the proper working of the Website

Payment Terms

When purchasing courses or services:

• All prices are listed in the currency specified on the Website and are subject to change without notice
• You agree to provide current, complete, and accurate purchase and account information
• You agree to promptly update your account and payment information, including email address, payment method, and payment card expiration date
• We may use third-party payment processors and your payment is also subject to their terms and conditions
• We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment

Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT, FUNCTIONS, AND SERVICES PROVIDED ON OR THROUGH THE WEBSITE ARE PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE BY LAW, FINANCELEARN ACADEMY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

FINANCELEARN ACADEMY DOES NOT WARRANT THAT THE WEBSITE, ITS SERVERS, OR EMAIL SENT FROM THE WEBSITE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. FINANCELEARN ACADEMY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES.

Financial Disclaimer

The content provided through our Website and courses is for educational and informational purposes only and should not be construed as financial, tax, or investment advice. We do not guarantee any specific results from following our educational content.

Investment and financial decisions carry inherent risks, and past performance is not indicative of future results. You should consult with qualified professionals regarding your specific financial situation before making any financial decisions.

Limitation of Liability

IN NO EVENT SHALL FINANCELEARN ACADEMY, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE WEBSITE OR ANY CONTENT OR SERVICES.

Indemnification

You agree to defend, indemnify, and hold harmless FinanceLearn Academy, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the Website.

Changes to Terms and Conditions

We may revise and update these Terms and Conditions from time to time at our sole discretion. All changes are effective immediately when posted and apply to all access to and use of the Website thereafter.

Your continued use of the Website following the posting of revised Terms and Conditions means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes.

Governing Law and Jurisdiction

These Terms and Conditions and any dispute or claim arising out of or related to them, their subject matter, or their formation shall be governed by and construed in accordance with the laws of the jurisdiction in which FinanceLearn Academy is registered, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms and Conditions or the Website shall be instituted exclusively in the courts located in the jurisdiction where FinanceLearn Academy is registered.

Severability

If any provision of these Terms and Conditions is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms and Conditions will continue in full force and effect.

Entire Agreement

These Terms and Conditions, our Privacy Policy, and Refund Policy constitute the sole and entire agreement between you and FinanceLearn Academy regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.